Help to Buy

What is Help to Buy?
The Government created a range of Help to Buy products to assist those who otherwise wouldn't be able to get a foot on or up the housing ladder.

Whether you are looking to get onto the housing ladder or move up it, there are a number of Help to Buy products designed to make buying a home more affordable, including:

Shared ownership - New build and Re-sales

Shared Ownership is designed for those who cannot afford to purchase a property on the open market. This scheme allows you to purchase a percentage share of a property whilst renting the remaining share from the housing association selling the property. You can then choose to purchase further shares to increase your ownership of the property.

This scheme can be available on New Build and also second hand properties, which are referred to as re-sale shared ownership. These are homes previously purchased through the scheme and now looking to be sold.

Equity loans

The Help to Buy equity loan is designed to help you purchase specific new-build properties priced up to £600,000 from participating registered developers with as little as a 5% deposit.

The Government lends you up to 20% of the cost of your new-build home, so you'll only need to provide a 5% cash deposit and a 75% mortgage to make up the rest. You also won't be charged loan fees on the 20% loan for the first five years of owning your home.

Want to find out more?

For more information contact Help to Buy East and South East by visiting or call 03333 214044

If you interested in buying in another area please visit to find details of the local Help to Buy agent for that region.

Shared Ownership for people with long term disabilities or mental health issues

Advance specialises in housing and support for people with long term disabilities or mental health issues, including shared ownership.

  • For more information, visit the Advance website